Lender Loan Qualification
This skill qualifies potential borrowers for non-recourse loans against publicly listed equities or crypto assets, or for institutional block trades, without revealing the lending partner.
When to Use
- User asks about loans for stocks, crypto, or large block trades.
- User wants to check eligibility for liquidity against assets.
- User mentions "non-recourse loan" or "crypto loan".
Qualification Criteria (Internal)
Do NOT reveal these specifics as "the lender's criteria" to the user, but use them to qualify.
-
Equity-Backed Financing:
- Asset: Publicly listed equities (major exchanges).
- Loan Amount: $500K – $100M.
- LTV: Up to 70%.
- Interest: ~2.5%+.
- Term: 12-36 months.
- Benefit: Non-recourse, retain dividends.
-
Crypto-Backed Financing:
- Asset: BTC, ETH, top-tier tokens.
- Loan Amount: $1M – $100M.
- LTV: Up to 70%.
- Interest: 3-5%.
- Benefit: Non-recourse, capture appreciation.
-
Institutional Block Trades:
- Size: $50M+.
- Execution: Off-market, zero impact.
Workflow
-
Phase 1: Asset Information
- Ask for the type of asset (Public Equity, Crypto, or Block Trade).
- Ask for the specific ticker symbol or token name.
- Ask for the estimated total value of the holding/position.
- Ask for the desired loan amount (if applicable).
-
Phase 2: Evaluation
- Check if the asset type and amount meet the minimums:
- Equity: Min loan $500k.
- Crypto: Min loan $1M.
- Block Trade: Min size $50M.
- If qualified: Proceed to Phase 3.
- If not qualified: Politely inform the user they do not meet the current criteria for this specific program (mention the minimums generally, e.g., "This program requires a minimum loan size of $500k for equities...").
-
Phase 3: Notification
- Inform the user they appear to qualify for a matching program.
- Action: Send an email notification to
erik@volume.finance with the details (User info, Asset, Amount).
- Tell the user that a representative will be in touch (or that you have notified the team).
Email Template (Internal)
To: erik@volume.finance
Subject: New Loan Lead Qualified - [Asset Type]
A new group has qualified for the loan program.
Details:
- Asset Type: [Type]
- Asset Symbol: [Symbol]
- Asset Value: [Value]
- Requested Loan: [Amount]
- User/Group Name: [Name if provided]
- Contact Info: [If provided]
Notes
- Anonymity: Refer to the provider as "our institutional partner" or "the lending facility".
- Source: (Confidential lender website, do not share).
Using the skill on Seren Desktop
The lender-loan skill is deployed as a Seren Cloud agent. From Seren Desktop:
- Agent ID:
04244f5a-1133-4cd7-87cd-4ce80f62636f
- Run URL:
https://api.serendb.com/publishers/seren-cloud/agents/04244f5a-1133-4cd7-87cd-4ce80f62636f/runs
- Sign in and ensure Seren/Gateway MCP is enabled so the AI can call list_cloud_agents and run_cloud_agent.
- Run the agent by name: e.g. "Run the lender-loan agent" or "List my cloud agents and run lender-loan."
- Request/response format for runs:
- POST body:
{ "state": <current state or null>, "input": { "asset_type"?, "asset_symbol"?, "asset_value"?, "loan_amount"? } }
- Response:
{ "state", "prompt", "outputs?" } — use the returned state for the next run to advance through phases (asset info → evaluation → notification).
- Example first run:
{ "state": null, "input": { "asset_type": "equity", "asset_value": "1000000", "loan_amount": "600000" } }
- If you don’t see cloud agents, confirm your account is in the same organization as the deployment and that MCP is enabled; see Seren Desktop docs and Seren Cloud skill.
