Family Office — Top-Level Router

For Claude: How to Use This Skill

Skill instructions are preloaded in context when this skill is active.

When to Use

Invoke when the advisor asks any family-office question in natural language without naming a specific skill or pillar. Representative phrases:

• "What should my client do to minimize taxes before selling their business?"
• "Create a budget for my client for 2026."
• "My client would like to purchase an Andy Warhol painting — what do I need to take into consideration?"
• "Help me write a mission statement for a family."
• "Plan international travel to Egypt focused on personal security."

Three-Pillar Framing

Every family-office ask fits into one of three pillars:

• Capital Allocation — portfolio strategy, asset allocation, risk, manager due diligence, exits, new-business evaluation, alternatives, ESG mandates.
• Complexity Management — tax, budgeting, cashflow, insurance, real estate / art / leisure-asset / collectibles acquisition, concierge services, credentials, mail.
• Legacy Preservation — estate planning, trusts, wills, healthcare directives, foundations, philanthropy, family governance, next-generation education, risk.

Dispatch

1. Classify the ask into one of the three pillars using the pillar descriptions above.
2. Delegate to the matching pillar router:
   • family-office-capital-allocation-router
   • family-office-complexity-management-router
   • family-office-legacy-preservation-router
3. If the ask spans pillars, ask a single clarifying question before delegating.
4. If no pillar claims confidence, respond plainly that no leaf currently fits and suggest logging the ask as an open question in the knowledge skill.

Demo script (for Rendero Trust)

Advisor: "What should my client do to minimize taxes before selling their business?" → Top router classifies as Capital Allocation. → Delegates to family-office-capital-allocation-router. → That router matches trigger "sell business" → invokes family-office-business-exit-strategy. → The leaf runs an interview, renders the Exit Tax Minimization Plan, and writes artifact.md + interview.json + manifest.json under artifacts/family-office/business-exit-strategy/<timestamp>/.

PDF / DOCX / XLSX renders, DMS push (SharePoint + Egnyte), Snowflake ingest, and approval-gated execution actions land in the execution-pipeline PR tracked under issue #427.

Non-goals for this iteration

The top-level router does not programmatically invoke Python agents; the Claude Code harness does that when the router names the right skill. This skill's job is classification, not orchestration.

Reference

• Design spec: 20260419_Family_Office_Skill_Claude_Desigh.md
• Implementation plan: 20260420_FamilyOffice_Skills_Plan.md
• Catalog rebuild tracking: https://github.com/serenorg/seren-skills/issues/427